Cigna Dental Plans preventive, basic, and major restorative care services. Covered procedures include exams, X-rays, and cleanings for adults. For children, they also include fluoride treatments and sealants. However, the company does not cover dental implants and dentures. The company’s DPPO networks provide easy access to reputable dentists. These dentists offer discounted rates to customers … Read more
A tax-exempt certificate in Ohio proves that the business can make such purchases and will resell the items for profit. It can be used to buy any type of item, including computer hardware, furniture, and office supplies. The document is typically presented to the supplier by the buyer or his or her authorized agent. There … Read more
If you have a business in Nebraska, it is crucial to be knowledgeable about sales tax laws and filing procedures. Filing taxes can seem like a complicated task, but with a little research and preparation, you can take on the Cornhusker state’s tax process like a pro. Whether you’re looking for tips on filing deadlines, … Read more
The Internal Revenue Service sets applicable federal rates (AFR) monthly and publishes them as revenue rulings. These rates are used to compute imputed interest when lending money to family members and/or friends, estate planning, valuation of charitable gifts, and other financial transactions. The IRS categorizes AFR rates based on the length of loan term: short-term … Read more
Whether you’re a resident of Chicago or just visiting, it’s important to understand how the city’s ticketing system works. If you don’t, you could wind up with a huge bill for a small infraction. Fortunately, getting tickets dismissed in Chicago is not difficult, especially if you’re willing to fight them. The Problem Solver often receives … Read more
1099 vs. W-2: What’s the difference? In the U.S., the distinction between a 1099 and a W-2 is significant when discussing the relationship between workers and the companies they work for. Simply put, a 1099 is associated with independent contractors, while a W-2 is associated with employees. 1099 vs. W-2: Which one is right for … Read more
Where to Find Student Loan Account Number When it comes to managing your student loans, knowing where to find your student loan account number is crucial. This number acts as an identifier, especially when communicating with your loan servicer. Here’s a guide on how to find it. Student Loan Account Number: How to Find It … Read more
When it comes to understanding health insurance enrollment periods, it’s crucial to be aware of the Special Enrollment Period (SEP). This period allows individuals to enroll in or change their health insurance plans outside of the regular Open Enrollment Period due to specific qualifying life events. In this guide, we will delve deep into the … Read more
The 1040-X Form, officially named the “Amended U.S. Individual Income Tax Return,” is a document provided by the U.S. Internal Revenue Service (IRS) that allows taxpayers to make adjustments to their previously filed tax returns. If you realize that there was an error in your original tax return, the IRS 1040-X Form can be used … Read more
The career starter loan is a personal loan that offers low-interest rates. It is a great option for military cadets, midshipmen, and officer candidates. It can save newly commissioned officers thousands of dollars in interest charges when compared to traditional loans. The loan can also help with start-up costs such as uniforms and housing deposits. … Read more