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If you’ve ever sighed at your credit card statement and asked, “Can I write off credit card annual fees?”—you’re definitely not alone. With annual fees becoming more common (and sometimes pretty steep!) on many credit cards offering rewards or premium perks, it’s only fair to wonder if that expense can lighten your tax load. Here’s … Read more
If you use your smartphone for work—whether you’re a freelancer, gig worker, remote employee, or small business owner—the cell phone bill deduction is one of the easiest ways to cut your tax bill and boost your savings. In this article, we’ll show you how to claim your cell phone bill deduction, what percentage of your … Read more
When it comes to running a business, freelancing, or selling creative work, understanding commissions, fees, and taxes is essential for success. The topic of “commissions, fees and taxes” covers everything from the commissions you pay to agents or platforms, the service fees tacked onto transactions, to the taxes you owe on your earnings. Whether you’re … Read more
If you’re a tax professional and suddenly find yourself thinking, “My PTIN email does not work anymore,” you’re not alone-and you’re definitely not out of options. The IRS Preparer Tax Identification Number (PTIN) system relies heavily on your registered email for everything from password resets to important notifications, so losing access to that email can … Read more
If you’ve ever stared at your bank statement and wondered, “Can I deduct bank fees?” you’re not alone. With the rising costs of monthly maintenance fees, wire transfers, overdraft charges, and ATM withdrawals, it’s only natural to look for ways to turn those unavoidable expenses into tax savings. In this comprehensive guide, we’ll dive into … Read more
Ever wondered, “What is an ETF vs mutual fund?” You’re not alone! In the world of investing, exchange-traded funds (ETFs) and mutual funds are two of the most popular choices for building a diversified portfolio, but they each come with their own set of features, benefits, and quirks. Both ETFs and mutual funds let you … Read more
When people ask, “What is the average return on I-Bonds?” they’re usually trying to figure out if these government-backed, inflation-protected savings vehicles are actually worth locking up their money for a while. And that’s a smart question. The average return on I-Bonds varies depending on current economic conditions—particularly inflation and fixed interest rates—making them a … Read more
When it comes to employment termination, one key question often arises: What happens to unused vacation time? The answer varies significantly depending on the state you live in. Some states require vacation payout upon termination, treating accrued paid time off (PTO) as earned wages that must be compensated, while others leave the decision entirely up … Read more
If you’re considering borrowing or lending money to a friend or family member, you might be wondering, “What percent interest do friends and family loans pay?” The answer isn’t always straightforward, as the interest rate on these informal loans can vary depending on multiple factors. While family loans and friend loans are often seen as … Read more
Are you a college student struggling to find an affordable cell phone plan that won’t drain your already limited budget? Look no further than this “Ultimate Guide to Affordable Phone Plans for College Students: Finding the Best Discounts in ,” where we’ll navigate the complex maze of mobile carrier options, student discounts, and budget-friendly alternatives … Read more