Balance Transfer Credit Cards

Balance Transfer Credit Cards

Balance transfer credit cards have become an increasingly popular financial tool for consumers looking to manage and reduce their credit card debt. These specialized credit cards offer a unique opportunity to transfer existing high-interest credit card balances to a new card with a lower interest rate, often featuring a 0% introductory APR period. This introductory … Read more

U.S. Bank Altitude Reserve Credit Card Review

U.S. Bank Altitude Reserve Credit Card Review

The U.S. Bank Altitude Reserve is an excellent premium travel card with a lucrative sign-up bonus and $325 in annual travel statement credits. It also provides competitive rewards rates for mobile wallet spending and travel purchases. The card is available to existing U.S. Bank customers who have a checking, savings, or mortgage account. It has … Read more

Amazon Synchrony Credit Card Review

Amazon Synchrony Credit Card Review

If you’re an Amazon fanatic, the Amazon Store Card may be worth a look. This card offers no annual fee and rewards, including cash back on certain purchases. It also has a variety of financing options, such as deferred interest on larger purchases. However, making payments on time is important to avoid high APR rates. … Read more

What Are the Best Ways to Consolidate Credit Card Debt?

What Are the Best Ways to Consolidate Credit Card Debt

If you’re struggling to keep up with credit card payments each month, consolidating your debt could be an effective strategy. Debt consolidation involves moving multiple debt balances into one, often with a lower interest rate to help save you money in the long run. This can be done through a variety of ways, including taking … Read more

Ohio Supplemental Nutrition Assistance Program (SNAP)

Ohio Supplemental Nutrition Assistance Program (SNAP)

The Ohio Food Assistance Program, formerly known as the Food Stamp Program and nationally as the Supplemental Nutrition Assistance Program (SNAP), helps eligible families stretch their budgets to buy healthy foods. The program provides monthly food and nutrition education funding to help families meet their basic needs while working toward financial stability. The Ohio Department … Read more

APY vs. Interest Rate

APY vs. Interest Rate

Whether shopping around for a new loan, applying for a credit card, or determining when your savings will reach your goal, it’s important to understand the difference between APY and interest rate. While both can provide valuable insight into the loans and savings accounts you’re considering, APY takes into account compounding to give you a … Read more