What Is the Average Return on I-Bonds?

What Is the Average Return on I-Bonds

When people ask, “What is the average return on I-Bonds?” they’re usually trying to figure out if these government-backed, inflation-protected savings vehicles are actually worth locking up their money for a while. And that’s a smart question. The average return on I-Bonds varies depending on current economic conditions—particularly inflation and fixed interest rates—making them a … Read more

Best Fidelity Mutual Funds

Best Fidelity Mutual Funds

The best Fidelity index funds vary based on your individual investing needs and goals. This includes your risk profile, investment horizon, and how much money you have to invest. Additionally, you should consider fees, which are the charges that fund managers levy to cover regulatory and recordkeeping costs. Index mutual funds tend to have lower … Read more

Tax Implications Explained

Tax Implications Explained

A tax implication refers to the consequences, obligations, or effects that arise from a specific financial transaction or event about taxation. It represents the impact on an individual or entity’s tax liability, including the calculation and payment of taxes, potential deductions, exemptions, or credits, and compliance with relevant tax laws and regulations. Tax implications can … Read more

Capital Gains Tax Rate 2026

Capital Gains Tax Rates

In the United States, the Capital Gains Tax is a tax imposed on the profits made when an asset is sold. The most common capital gains are those from selling property, stocks, bonds, and precious metals. Long-term capital gains tax Long-term capital gains are realized when investors sell a capital asset they have owned for … Read more

Short Term Capital Gains Tax 2025 - 2026

Short term capital gains tax

Selling non-inventory assets like stocks are taxed at the capital gains tax rate, but this isn’t always the case. There are short and long-term capital gains – how the profit generated from the sale of a stock is going to be taxed depends on this.  The short term capital gains are taxed as ordinary income, … Read more

How ESPP taxed

How ESPP taxed

ESPPs or employee stock purchase plans aren’t taxed exactly the same way as the income generated from the sale of a stock you bought from an exchange. They are specific rules that only apply to ESPPs, and you should know them before filing a federal income tax return. Otherwise, you might end up amending your … Read more

How to Participate in IPO?

How to Participate in IPO

IPOs, the initial public offerings, are seen as one of the best ways to invest as they generally offer the lowest price possible of a stock. It’s the ground floor that a company’s stock price starts in most cases and picks up from there. This makes them attractive to many investors, including individual investors that … Read more

What are unrealized gains and losses?

What are unrealized gains and losses

When you hold a stock and sell it for a profit or at a loss, that’s your capital gain or loss. But what about the unrealized gains and losses that are heard commonly? This article will help you understand what’s unrealized and realized. What are realized gains and losses? The act of selling stock makes … Read more

What is an ETF?

What is an ETF

An Exchange Traded Fund is a type of security that tracks a commodity, index, sector, or other assets. The ETFs are traded just like stocks where you can buy and sell them on exchanges. While ETFs are a great way to invest, there are different types of them that you should keep in mind.  Bond … Read more

Highest Volume Commodities

Highest Volume Commodities

A commodity is an economic good that has substantial or full fungibility that the market treats instances of the good as equivalent with no regard to who produced it. There are different commodities in the world and some have a higher volume than others. The highest volume commodities make up a large portion of the … Read more