Mortgage interest rates today for 30-year fixed mortgages, VA home loans, FHA loans, and many more other types of home loans. Take the quiz and find out which mortgage is best for you!
Founded in 2007 and based in Charlotte, NC, RoundPoint Mortgage Servicing is a mortgage sub servicer that offers servicing for conventional loans, Freddie Mac, and Fannie Mae-backed mortgages. It also provides commercial banks, credit unions, and hedge funds services. Among other things, it promises to provide “customer-focused, timely solutions” for its customers. The company says … Read more
BSI Financial Services is a mortgage-centric financial services company. It provides servicing and special servicing, loan quality control, REO, and asset management services, and life-of-loan performance reporting with proprietary data analytics tools using a digital platform called BSI ASSET360. The company serves clients across the country and is approved as a servicer by Fannie Mae, … Read more
Net worth, often referred to as wealth, is the difference between an individual’s or household’s assets and liabilities. The net worth percentile indicates the relative position of a household’s wealth compared to others in a given population. This metric provides valuable insights into economic disparities and trends, allowing policymakers, researchers, and individuals to better understand wealth distribution. … Read more
Purchasing a home is a big decision that requires careful thought and planning. You need to consider your debt-to-income ratio and credit score before you begin searching for properties. An affordability calculator can help you determine how much you can spend on your next home. Generally, you can afford a mortgage that’s up to 25% … Read more
When it comes to financing a home, various mortgage options are available to potential homeowners. One such option is the 40-year mortgage, which is gaining popularity in the real estate market. Traditionally, mortgages have been offered with 15-year and 30-year terms being the most common. However, as the real estate market evolves and housing prices increase, lenders … Read more
A government auction, or public auction, is an event where the government sells property that it has either gained ownership of through escheat or has been authorized to sell by a court of law. The property can be tangible, such as surplus government equipment or abandoned land, or intangible, such as broadcast frequencies sold through … Read more
As you might remember, the first-time homebuyer tax credit was one of the key promises of Joe Biden’s campaign. Eventually, he kind of kept his promise and lawmakers in the United States introduced the First-Time Homebuyer Act of 2021 on April 28, 2021. According to this new bill, first-time homebuyers can benefit from a $15,000 … Read more
The pandemic, Russia’s illegal invasion of Ukraine, and problems in the supply chain all around the world had devastating effects on the economies of many countries. Although world-leading countries, such as the United States, have better economies, their citizens still suffer the consequences of these events. Without a doubt, one of the most debatable topics … Read more
The CARES Act brought more than just the stimulus checks and financial aid for small businesses. The Coronavris Aid, Relief, and Economic Security Act helps homeowners to get forbearance for their mortgage. If you’re someone that struggles to keep up with monthly mortgage payments, know that you can get forbearance from your bank and waive … Read more
When calculating your monthly mortgage payment amount, there are a lot of things you need to factor in. How much you’re going to pay each month depends on the borrowed amount and the interest rate. Usually, during the first years of your mortgage payments will go more towards interest. This is one of the fundamentals … Read more