The Supplemental Nutrition Assistance Program, the SNAP provides eligible individuals and families with a monthly amount for purchasing food. Those who qualify will get a debit card to use for grocery expenses. Due to the COVID-19 pandemic at the moment, the demand for food stamps is increasing. However, there is nothing to worry about as … Read more
The coronavirus relief bill includes more than the $1,200 check. As part of it, the unemployment insurance claim amounts increased. In addition to what you get from your state, the federal government will place $600 per week for up to 16 weeks. The duration of it doesn’t have a certain date. So if you’re already … Read more
The third-party bike insurance covers the personal liability in case the policyholder accidentally damages a third party. In this case, the insurance company will bear the liabilities of the insured person. Any liability caused by injury, accidental damage or even death is covered. Keep in mind that this is insurance is mandatory as part of … Read more
Due to the COVID-19 pandemic, many Americans are unable to work or have been laid off completely. This resulted in a huge increase in the number of people claiming unemployment. There is also the federal boost to state unemployment insurance amounts. To ease the burden of financial struggle during the pandemic, the federal government is … Read more
Payday Loans Online Purpose Short-term loans Short-term loans Borrower Eligibility Individuals Individuals Application Method Online Online Loan Amount Range $100 – $1,000 $100 – $1,000 Repayment Term Usually 2 weeks Usually 2 weeks Interest Rates High High Fees and Charges Varies Varies Risk of Debt Cycle High High Approval Time Same day Same day Credit … Read more
The first thing a lender will look at when you apply for a credit card or a new loan is your credit score. Maintaining a good credit score is very important not only for this but it is a gateway to have access to funds you don’t have. Everyone’s credit history is different. So we … Read more
Getting a credit card without a credit history can be as challenging as having a bad credit score. Because you haven’t established your credit score yet, the lenders are usually skeptical about issuing a credit card. But we all started from somewhere and there are surely some ways to get a credit card. In this … Read more
Federal Housing Administration mortgage loans or FHA loans for short are government-backed loans which are typically easier to get approval and require lower down payments. With an FHA loan, your down payment can be as low as 3.5%. Aside from the low down payment, FHA loans don’t require a high credit score. In fact, your … Read more
Stock market correction refers to a drop in stock prices of 10% of more from the most recent peak. This year, due to the COVID-19 pandemic a large number of stock markets have seen a correction but the worst isn’t here, yet. If the stock prices plunge more than 20% it will be called a … Read more
Property taxes are used to generate income for the state services. Just like the state sales tax or unlike the state income tax, every state imposes a property tax. Depending on where you live, the property tax rate can be as low as 0.27% or as high as 2.47%. These rates are for Hawaii and … Read more